Real business. Real-world assets.
Turn approved invoices into working capital.
Studios and agencies pay their people before clients pay them. NET30 lets a pool of eligible funders buy an accepted invoice at a small discount, so the business gets paid now and the pool is paid when the client pays.
Verify the invoice
An operator checks the business, the paying client, the contract, written acceptance of the work and any prior financing. Every check is recorded with who did it and when.
Fund the receivable
The business accepts a clear offer. The pool pays the purchase price to its wallet and records the receivable onchain with a fingerprint of its documents — never the documents themselves.
Track repayment
The client pays the collection account on the due date. Collections are reconciled and deposited to the pool, where every participant can trace them. Late payments are shown as late.
An illustration, not an offer or a projection. The discount is split between funders and the servicing fee — it is not all platform revenue, and nothing is guaranteed.
| Invoice accepted by the client, due in 30 days | $10,000.00 |
| Pool pays the studio now | $9,800.00 |
| Discount (the studio’s cost of getting paid early) | $200.00 |
| — Servicing fee, 0.50% of collections | $50.00 |
| — To pool participants if paid in full on time | $150.00 |
Late payment, disputes, default, collection costs and currency conversion can change the actual result. A due date is a schedule, not a promise.
Get paid for finished work, now.
- Software studios and B2B agencies with accepted invoices
- See the exact amount and date before you accept
- Funds arrive in your wallet when the pool funds
- Your client pays on their normal terms
Know exactly what you finance.
- Every invoice, payer concentration and maturity on one page
- Verification record for each receivable
- Collections traceable onchain
- Exits through a queue paid from collected cash
Pool right now
Tokenizing a receivable does not make a client pay. A document hash proves a file hasn’t changed — not that it is true.
- Ownership of pool units, transferable only between eligible wallets
- Each funded receivable with its terms and a fingerprint of its documents
- Collections, defaults and write-offs as they happen
- A first-in, first-out redemption queue paid from idle cash
- Verifying businesses, payers, invoices and proof of work
- Checking prior financing and the legal assignment of the claim
- Collecting from the payer and reconciling the bank account
- Handling disputes, late payment and default
Read the full risk disclosure before participating.